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Find cheap apartments online - List rental property for FREE

September 19, 2016 Hiram Lewis

Cheap apartments for rent and homes for sale

The Online Packet is an information retrieval service that helps it's members find cheap apartments, mobile homes or houses for sale in their area. For a one-time fee of $15.00, they have indefinite use of their Packet which is updated daily with new listings and information.


The purpose of the Online Packet is to bring buyer and seller together, or in some cases, tenants and landlords. Our Housing List Blog inside the Online Packet is what allows members to find and communicate with each other. The Online Packet also contains a plethora of useful information about various rental assistance programs and how to become a part of them.

 

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Common questions about rental assistance programs

What is Section 8?

The housing choice voucher program is the federal government's major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. In order to apply for section 8, one must find a housing authority that is accepting applications. Housing authority Section 8 waiting lists often remain closed due to the high demand for housing. The Section 8 application process is completely free. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments. The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects. Housing choice vouchers are administered locally by public housing agencies (PHAs). The PHAs receive federal funds from the U.S. Department of Housing and Urban Development (HUD) to administer the Section 8 housing application program. A family that is issued a housing voucher is responsible for finding a suitable housing unit of the family's choice where the owner agrees to rent under the program. This unit may include the family's present residence. Rental units must meet minimum standards of health and safety, as determined by the PHA. A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. Under certain circumstances, if authorized by the PHA, a family may use its voucher to purchase a modest home.

Is low income housing the same thing as Section 8?
A low income housing application is really for what is called Public Housing. Housing authorities own large complexes that can house a lot of families.

Public housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single family houses to highrise apartments for elderly families. There are approximately 1.2 million households living in public housing units, managed by some 3,300 HAs. The U.S. Department of Housing and Urban Development (HUD) administers Federal aid to local housing agencies (HAs) that manage the housing for low-income residents at rents they can afford. HUD furnishes technical and professional assistance in planning, developing and managing these developments.

Public housing is limited to low-income families and individuals. An HA determines your eligibility based on: 1) annual gross income; 2) whether you qualify as elderly, a person with a disability, or as a family; and 3) U.S. citizenship or eligible immigration status. If you are eligible, the HA will check your references to make sure you and your family will be good tenants. HA's will deny admission to any applicant whose habits and practices may be expected to have a detrimental effect on other tenants or on the project's environment. This is for the reception of applications for public housing, not what is misconstrued as a HUD application